Contractors' VFO

Looking to stay on top of your finances, maximise your income and avoid any nasty surprises? Then look no further than HB&O’s specialist Contractors’ Virtual Finance Office.

As a leading provider of accountancy services to contractors and freelancers in Coventry and Warwickshire and beyond, we offer a suite of Virtual Finance Office packages specifically designed around your needs.

All three contractors VFO packages – Basic, Advanced and Premium - include a Xero cloud accounting licence, annual  accounts and tax returns, with a starting price of £95 + VAT per month.  Our cloud accounting system allows you to monitor and manage your business wherever you are based, with unlimited telephone support from our accounting specialists whenever you need it.

Our advanced package includes a number of additional services, including our bespoke quarterly management reports and accompanying review. For those who want extra support, including quarterly meetings with your account manager, the Premium service is designed for you.

Whichever option you choose, our team will work with you to ensure you are fully in control of your business.

With a sister firm of Independent Financial Advisers, we can offer you a complete range of additional services to support you and your business, including personal wealth management and financial planning.

For more information, take a look at our contractors VFO packages or contact us.

The bigger picture

HB&O is an affiliate member of the Independent Professionals and the Self Employed - IPSE (formerly PCG).  The association represents the interests of all independent professionals working in the UK's growing self-employed sector and supports around 20,000 UK freelance, contractor and consultant members, which requires us pass the IPSE’s tough training and assessment programme.  

Contractors’ insurance - are you covered


Our Packages


Our Packages

We have launched a suite of Contractors' VFO packages specifically designed around your needs


What is a Virtual Finance Office?

What is a Virtual Finance Office?

A virtual finance office provides all the services you would expect from an in-house accounts team, without the overheads or administrative burden.


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Contact us

If you would like further information, or just find out a little more about us, contact us today.



Meet our Team

Find out more about our skilled, professional and experienced team of more than 60 qualified and experienced accountants, advisors and support staff


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