VFO Testimonials



Creative design and build specialist, Theme3, relies on HB&O’s Virtual Finance Office service to provide day-to-day and strategic financial support, with all the critical information made available to Managing Director, David Harding, in real time using HB&O’s recommended cloud accounting system, Xero. 

“Based on the positive experience I have had with HB&O, I can’t imagine ever employing my own finance staff again.  With Xero, I know exactly what state my business is in at any moment simply by looking at my smartphone, and HB&O’s team of experts ensure all my payroll, pensions and ad hoc finance queries are covered.

“The support I get from HB&O is second to none – they are fantastic”

David Harding

Managing Director of Theme3

S&H Steel Frames


S & H Steel Frames Ltd is a successful family business supplying structural steelwork to the agricultural industrial and equestrian markets. HB&O’s Virtual Finance Office looks after all S&H Steel Frames’ accounting needs, from payroll and bookkeeping to quarterly management accounts, annual accounts and ongoing business advice.

“One of the main benefits of working with HB&O is their ability to offer an umbrella service. Our key requirements are around payroll, accounts and bookkeeping, but we also need the flexibility to access specialist skills such as tax advice and HR support. HB&O offers a wide range of specialist services which gives us confidence they will be able to support us at every stage of our business as we grow.

I am very impressed with the level of service we receive from HB&O.”

Henry Mace

Managing Director of S&H Steel Frames Ltd

To view these and other case studies in full, please visit our case studies page.