Contractors’ insurance - are you covered

As a contractor operating through your own limited company, it is important to ensure you have the appropriate insurance in place. It is often a contractual obligation with the agency and the client that contractors are suitably insured to work.

If your actions lead to anything being damaged or anybody being injured, it may result in a costly claim being made against you. Likewise, if you give your client any advice or complete any work for them that leads to them lose money, they may bring a claim against you. In such a situation, having appropriate insurance in place could be what keeps you in business. 

There are a limited number of insurance providers that offer cost effective and comprehensive insurance to the contracting community and we are regularly asked for advice on who to use. 

For that reason, we have teamed up with specialist insurance broker, Kingsbridge Professional Solutions, who can provide you with expert advice and competitive quotes to meet your needs. 

Key benefits include: 

  • Professional indemnity and public liability cover
  • Personal accident cover included as standard
  • Comprehensive worldwide cover for UK candidates
  • Generous cover levels as required by the majority of clients – plus higher levels are available
  • Cover for previous work
  • Ability to purchase online 24/7/365
  • Instant access to policy documents
  • Key IR35 indicator 

Kingsbridge provides a package that includes the key insurances you may need, so you only need one policy to cover your main exposures and meet your contractual obligations. We have chosen to work with Kingsbridge based on their expertise, knowledge and because they are genuine specialists in the sector. 

For more information, contact their team directly on 01242 808740 or via, quoting reference 'HB&O'. 

Alternatively, for a quick quote, visit