"Anthony has always provided me with the highest level of service when advising on my financial planning requirements."
Elizabeth Archer

"Anthony guided us through our Auto Enrolment implementation from start to finish."
Chris and Fiona Barber

"Just another thank you, I am so grateful to you."
Carol Addis

"The team have such a swift response to any query and nothing is too much trouble."
Ted Dawkes

"Jason Strain is the first financial adviser I have both trusted and understood."
Judith King

"I just wanted to say that your visit was brilliant."
Celia Thomas

"Thank you for giving us so much time."
Chris and Marie Langstone

"We consider Jason to be a very experienced financial adviser and we have always felt very re-assured that we are in excellent hands"
Leslie Grafton

"We have found Tom’s advice insightful into the investment and pensions markets, presented in a very personable and fully understandable manner. His pension advice has been integrated well with my company’s finances, which others in HB&O manage for me."
Paul Clarke

"Tom Driver’s advice has always been clear, concise and thoroughly explained. I feel that we have an excellent working relationship."
Richard Ankerson

"Tom Driver has a charming personality and the knack of being able to put his customers at ease. We have no hesitation in recommending Tom to anyone seeking sound financial advice."
Ron & June Ashton

"As soon as we had our initial meeting with Tom Driver, we knew exactly who we could trust to handle our affairs. Three years on, we are still absolutely delighted as Tom gives us regular updates on how our funds are performing and clearly has an excellent understanding of the markets. We have no hesitation, whatsoever, in recommending Tom to anyone seeking sound financial advice."
Ross & Chris Spriggs

"During regular meetings with Tom Driver, he has advised me of the options available to me in a very professional manner whilst showing great patience. I feel reassured that HB&O are looking after my finances and are providing me with as secure a financial future as possible."
Suzanne James

"I am pleased to have been using HB&O's services for managing my personal finances for many years. I find that the Financial Planning advice from Tom Driver is well structured, clear and presented a thoroughly professional manner while maintaining the friendly, individual and helpful approach characteristic of HB&O."
David Stowell

"Thanks for your clear and concise advice with regards to my annuity. This has improved my pension more than I thought possible; looking forward to your continuing advice."
Graham Harridence

"HBO has been part of our family for many years. I have always found staff to be friendly, professional and accommodating – providing sound financial advice."
Susan Richardson

"As a relatively recent client of HB&O I have found them to be friendly, helpful and very professional. HB&O has dealt with my financial affairs efficiently and very effectively while ensuring I have a full understanding of everything each step of the way. Many thanks HB&O, excellent service."
Chris Brazier

"Thank you for your 'above and beyond' attitude and integrity. We really appreciate you."
Elizabeth Smith

"Thomas has provided excellent service regarding investment opportunities over the last three years. I am entirely satisfied with the professional approach that he has demonstrated."
Tarlochan Purewal

"Thank you for looking after us so well and, as always, we look forward to our next meeting."
Trevor Sanderson

"Ian Chetwynd of Harrison, Beale & Owen has been absolutely fantastic! He has guided me through each stage of my re-mortgage and made the whole process as painless as possible. He clearly has a detailed knowledge of the field, but what really made the difference was his close consideration of my situation as well as a real attention to detail. Ian really went the extra mile and always responded promptly to my many questions whether in or out of normal working hours, it was a pleasure to deal with him and I can’t recommend him highly enough."
Adam Scott

"As my mortgage has completed today I thought I would write and say thank you Ian for all your help. Ian made everything easy for me to understand and always answered my emails and phone calls promptly. Ian made the process very smooth and it is much appreciated."
Angela Stanhope

"When looking for a mortgage, it can be an extremely daunting and scary process. Ian’s expertise and knowledge was very reassuring as he was able to independently source the best mortgage for me in terms of timing and what I could afford. It was an excellent and seamless process and I would recommend to anyone who is sourcing a mortgage, to speak to Ian first."
Jenny Frost

"Ian has been great throughout the process of applying for a mortgage and not only that he has been able to handle the insurance side of things for me also. Moving house is stressful enough and he has taken a lot of the brunt of the process for which I am very grateful."
Leo Nelson

"We selected HB&O from unbiased.co.uk since they covered our needs and had a breadth of experience. Unlike other short listed IFA’s they were efficient in arranging an introductory meeting with Anthony Baynham who took the trouble to publish notes from that meeting. He was very approachable and knowledgeable and his subsequent advice was very clear and valuable."
Iain Stewart