Meet the team

Tracey Hackett APFS

Managing Director HB&O Financial Services

tracey.hackett@hboltd.co.uk

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Investment advice

You work hard for your money and you want to put it to work for you too, whether you want to receive the benefits in the short or medium-term or much further ahead.

Bespoke director pensions

When you are running a business, you may sometimes wish that money tied up in your pension scheme could be put to use to help your enterprise develop and grow.

Equity release

An equity release arrangement can be a useful option for freeing up some of the money tied up in your home when you need extra cash.

Long term care

As life expectancy increases, so does the number of people who may require long-term care as they grow older.

Inheritance tax

When you've worked hard during your life, you want the wealth that you've created to benefit the people that are important to you when you are no longer around.

Tax strategies

In whatever HB&O Financial Services do for you, a key aspect of the advice you receive will be to maximise your after-tax position.

Company financial planning

Whatever the size or sector of your business, it makes sound business sense to develop and maintain the financial security of the organisation, its directors and employees.

Protection

Making sure that your family is financially secure, whatever challenges life might bring, is important to you.

Wealth management

Through our Wealth Management Service we can help you approach your future with confidence and say on track to achieve your goals …

Retirement planning

When the state pension was introduced in 1908, the average life expectancy was in the mid-40s. Today, the average life expectancy for women is around 82 and 78 for men.

Meet the team

Tracey Hackett APFS

Jason Strain FPFS IMC

Peter Preece Cert PFS

Tom Driver DipPFS

Thomas Dawe DipPFS