About us

When it comes to your financial health, the HB&O Financial Services team believes in looking at the bigger picture, as our predecessors have been doing for almost a century.

Our firm's roots go back to the 1920s, when D A Owen Chartered Accountants, a predecessor firm of HB&O Chartered Accountants, was founded in Royal Leamington Spa, and which subsequently created a separate arm to provide regulated financial advice in 1986.

Our team of Independent Financial Advisers (IFAs), paraplanners and administrators can draw on more than 200 years of collective experience in advising clients in Coventry, Leamington Spa and across Warwickshire. Our expertise and focus on providing the highest quality customer care mean that we are regularly recommended by existing clients.

We hold the Chartered Financial Planners status awarded by the Chartered Insurance Institute, the world's largest insurance and financial services professional body. This means that we have satisfied rigorous criteria for professional qualifications and ethical good practice, to give you complete confidence in the quality of our advice and the strength and depth of our approach.

At HB&O Financial Services, we'll look at all aspects of your personal and business life and needs, where you are now and where you want to be in the future, to help you achieve your short, medium and longer-term financial goals in the most appropriate way.

We'll tailor our financial planning solutions to your individual needs and help you make the most of your finances as your circumstances change. By working with us, you'll be able to put in place a sound financial strategy that reflects your immediate needs and plans for the future.

If you would like further information or a no cost/obligation meeting, please contact our team:

Managing Director

Tracey Hackett APFS - Chartered Financial Planner

Independent Financial Advisers:

Jason Strain FPFS IMC - Chartered Financial Planner

Peter Preece Cert PFS

Wealth management

Through our Wealth Management Service we can help you approach your future with confidence and say on track to achieve your goals …

Protection

Making sure that your family is financially secure, whatever challenges life might bring, is important to you.

Long term care

As life expectancy increases, so does the number of people who may require long-term care as they grow older.

Company financial planning

Whatever the size or sector of your business, it makes sound business sense to develop and maintain the financial security of the organisation, its directors and employees.

Inheritance tax

When you've worked hard during your life, you want the wealth that you've created to benefit the people that are important to you when you are no longer around.

Retirement planning

When the state pension was introduced in 1908, the average life expectancy was in the mid-40s. Today, the average life expectancy for women is around 82 and 78 for men.

Tax strategies

In whatever HB&O Financial Services do for you, a key aspect of the advice you receive will be to maximise your after-tax position.

Equity release

An equity release arrangement can be a useful option for freeing up some of the money tied up in your home when you need extra cash.

Bespoke director pensions

When you are running a business, you may sometimes wish that money tied up in your pension scheme could be put to use to help your enterprise develop and grow.

Investment advice

You work hard for your money and you want to put it to work for you too, whether you want to receive the benefits in the short or medium-term or much further ahead.