HB&O - Supporting you and your business

Running a business is about more than balance sheets. As experienced chartered accountants and business advisers, we specialise in supporting businesses and individuals across Coventry and Warwickshire through every stage of their professional and personal life.

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We’re with you every step of the way

Virtual Finance Office


As your business grows, so do the demands on your time. That’s why we’ve launched a new Virtual Finance Office (VFO) service to enable you to devote your energy to building your business.

Our VFO has been designed to act as an extension of your in-house team – your fully staffed, accessible finance team. From payroll to bookkeeping, we'll tailor our services to the needs of your enterprise - whether it is a family business, owner-managed, an SME or larger company.


Staff around a PC


At Harrison Beale & Owen, we provide a full range of accountancy, business planning and independent financial advice. 


Female and male in a meeting

Managing Your Tax

We all accept that paying tax is a fact of life but nobody wants to pay more than necessary.


Staff meeting


We offer a fixed monthly fee providing you with access to our secure online book keeping portal, so you can quickly and easily record your income and expenditure, be it for your own Limited Company, partnership or sole trader.


Accountancy staff

HB&O Financial Services

When it comes to your financial health, HB&O Financial Services develops tailored financial planning solutions to suit your individual needs, helping you make the most of your money.


Welcome to the Spring 2017 edition of The Bottom Line

In this issue, we take a look at Payroll: Are you ready for Auto Enrolment, Finding the right...

21 Mar 17

Tax Rates Guide 2017/18

Download our useful tax rates guide for 2017/18

21 Mar 17

Top tips for successful cash flow forecasting

It’s not uncommon for businesses to put off forecasting their cash, often due to a lack of time...

28 Mar 17

An employee or not an employee? Responsibilities are changing

Rules are changing for public sector engagements which puts the onus on the ‘employer’

07 Mar 17